FD130 - AVS Response Codes

Visa Codes

Y     Address & 5-digit or 9-digit ZIP match (Domestic only)      

A     Address matches, ZIP code does not

S     AVS not supported at this time (Domestic only)

R     Issuer’s authorization system is unavailable, try again later (Domestic only)

U     Unable to perform address verification because either address information is unavailable or

 issuer does not support AVS (Domestic only)

Z     Either 5-digit or 9-digit ZIP matches, address does not or not included in request

N     Neither the ZIP, nor the address matches

B     Address matches, ZIP not verified

P     Zip matches, address not verified

C     Address and ZIP code not verified due to incompatible formats

D     Address and ZIP code match (International only)

G     Address not verified for International transaction (International only)

I       Address not verified (International only)

M     Address and ZIP code match (International only)

Mastercard Codes

Y     Exact, all digits match, 5-digit ZIP Code

A     Address matches, ZIP code does not

S     AVS not supported at this time

R     Retry, system unable to process

U     No data from Issuer/Authorization system

Z      5-digit ZIP matches, but address does not

N     Neither the ZIP, nor the address matches

W     For U.S. addresses, 9-digit ZIP code matches, but address does not; for address outside U.S.,  

 ZIP code matches, but address does not 

Discover Codes

Y     Address only matches

A     Address and 5-digit ZIP code match

S     AVS not supported at this time

U    Retry, system unable to process

Z     5-digit ZIP matches, but address does not

American Express Codes

Y     Yes, address and ZIP codes are both correct

A     Address only is correct

S     AVS not supported at this time

R     System unavailable; retry

U    The necessary information is not available, account number is neither U.S. nor Canadian

Z     Zip Code only is correct

N    Neither the ZIP nor the address matches