Visa Codes
Y Address & 5-digit or 9-digit ZIP match (Domestic only)
A Address matches, ZIP code does not
S AVS not supported at this time (Domestic only)
R Issuer’s authorization system is unavailable, try again later (Domestic only)
U Unable to perform address verification because either address information is unavailable or
issuer does not support AVS (Domestic only)
Z Either 5-digit or 9-digit ZIP matches, address does not or not included in request
N Neither the ZIP, nor the address matches
B Address matches, ZIP not verified
P Zip matches, address not verified
C Address and ZIP code not verified due to incompatible formats
D Address and ZIP code match (International only)
G Address not verified for International transaction (International only)
I Address not verified (International only)
M Address and ZIP code match (International only)
Mastercard Codes
Y Exact, all digits match, 5-digit ZIP Code
A Address matches, ZIP code does not
S AVS not supported at this time
R Retry, system unable to process
U No data from Issuer/Authorization system
Z 5-digit ZIP matches, but address does not
N Neither the ZIP, nor the address matches
W For U.S. addresses, 9-digit ZIP code matches, but address does not; for address outside U.S.,
ZIP code matches, but address does not
Discover Codes
Y Address only matches
A Address and 5-digit ZIP code match
S AVS not supported at this time
U Retry, system unable to process
Z 5-digit ZIP matches, but address does not
American Express Codes
Y Yes, address and ZIP codes are both correct
A Address only is correct
S AVS not supported at this time
R System unavailable; retry
U The necessary information is not available, account number is neither U.S. nor Canadian
Z Zip Code only is correct
N Neither the ZIP nor the address matches
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