ICT220 - AVS Response Codes

Visa Codes

Y     Address & 5-digit or 9-digit ZIP match (Domestic only)

A     Address matches, ZIP code does not

S     AVS not supported at this time (Domestic only)

R     Issuer’s authorization system is unavailable, try again later (Domestic only)

U     Unavailable – AVS system unavailable or issuer does not support AVS.

Z     Either 5-digit or 9-digit ZIP matches, address does not or not included in request

N     Neither the ZIP, nor the address matches

Mastercard Codes

Y     Exact, all digits match, 5-digit ZIP Code

A     Address matches, ZIP code does not

S     AVS not supported at this time

R     Retry, system unable to process

U     Unavailable – AVS system unavailable or issuer does not support AVS.

Z     5-digit ZIP matches, but address does not

N     Neither the ZIP, nor the address matches

W    For U.S. addresses, 9-digit ZIP code matches, but address does not; for address outside U.S.,

 ZIP code matches, but address does not

X     Address and 9-digit ZIP code matches

Discover Codes

Y     Address only matches

A     Address and 5-digit ZIP code match

S     AVS not supported at this time

U     Unavailable – AVS system unavailable or issuer does not support AVS.

Z      5-digit ZIP matches, but address does not

W     No data from issuer

X      Address and 9-digit ZIP code matches

American Express Codes

Y     Yes, address and ZIP codes are both correct

A     Address only is correct

S     AVS not supported at this time

R     System unavailable; retry

U     Unavailable – AVS system unavailable or issuer does not support AVS.

Z      Zip Code only is correct

N     Neither the ZIP nor the address matches