Visa Codes
Y Address & 5-digit or 9-digit ZIP match (Domestic only)
A Address matches, ZIP code does not
S AVS not supported at this time (Domestic only)
R Issuer’s authorization system is unavailable, try again later (Domestic only)
U Unavailable – AVS system unavailable or issuer does not support AVS
Z Either 5-digit or 9-digit ZIP matches, address does not or not included in request
N Neither the ZIP, nor the address matches
Mastercard Codes
Y Exact, all digits match, 5-digit ZIP Code
A Address matches, ZIP code does not
S AVS not supported at this time
R Retry, system unable to process
U Unavailable – AVS system unavailable or issuer does not support AVS.
Z 5-digit ZIP matches, but address does not
N Neither the ZIP, nor the address matches
W For U.S. addresses, 9-digit ZIP code matches, but address does not; for address outside
U.S., ZIP code matches, but address does not
X Address and 9-digit ZIP code matches
Discover Codes
Y Address only matches
A Address and 5-digit ZIP code match
S AVS not supported at this time
U Unavailable – AVS system unavailable or issuer does not support AVS.
Z 5-digit ZIP matches, but address does not
W No data from issuer
X Address and 9-digit ZIP code matches
American Express Codes
Y Yes, address and ZIP codes are both correct
A Address only is correct
S AVS not supported at this time
R System unavailable; retry
U Unavailable – AVS system unavailable or issuer does not support AVS.
Z Zip Code only is correct
N Neither the ZIP nor the address matches
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